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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Kelly-Anne Shoaf, a proven Medford Lakes, Marlton and Mount Laurel, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. Find Medford Lakes, Marlton and Mount Laurel Homes - Find Medford Lakes, Marlton and Mount Laurel, New Jersey real estate listings & homes for sale provided by Kelly-Anne Shoaf, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Kelly-Anne Shoaf, a proven Medford Lakes, Marlton and Mount Laurel, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Kelly-Anne Shoaf, a proven Medford Lakes, Marlton and Mount Laurel, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. Medford Lakes, Marlton and Mount Laurel Information - Find local information on Medford Lakes, Marlton and Mount Laurel, New Jersey including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Kelly-Anne Shoaf, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Kelly-Anne Shoaf, a proven Medford Lakes, Marlton and Mount Laurel, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. About Kelly-Anne Shoaf - Information about Kelly-Anne Shoaf including testimonials, guarantees, credentials, and contact information. Learn why Kelly-Anne Shoaf is a proven Medford Lakes, Marlton and Mount Laurel, New Jersey NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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What does "contingency" mean in real estate?
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A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
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Kelly-Anne Shoaf and the SJ AREA Homes Team
Keller Williams Realty
143 Medford-Mount Holly Rd
Medford, NJ. 08055
Office: 609-654-5656
Mobile: 609-351-2125
Fax: 609.654.6116
Email: kellyanneshoaf@NUMBER1EXPERT.com
I have recently collected a team of top professionals to help you through every part of your real estate transaction. As web experts, we will help you buy or sell your home with the use of powerful marketing. First-time home buyers? We love you--we will take the time to answer every question and get you the best home for the right price. Call or email us today!   
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