All agents are NOT alike! Find out why I am a top real estate expert. Call me: 609-351-2125

Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
Find Out More >
View All Offers >

Thank You So Much
"You went above and beyond and took the extra steps over and over."
Ira & Tricia, Marlton, New Jersey
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Kelly-Anne Shoaf is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Medford Lakes, Marlton and Mount Laurel >

Real Estate Blog
SJ Area Homes TEam has just started blogging...be sure to visit and post questions or concerns
Find Out More >

Welcome > Agent Info > Testimonials ...

Thank You So Much

"Thank you so much for all your help in finding and getting our new home! We really appreciate all that you've done for us. You went above and beyond and took the extra steps over and over. Thanks!"

Ira & Tricia, Marlton, New Jersey

View All Testimonials >

Tell me how I'm doing!

You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	About Your Home
Your Preferred Selling Price?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Medford Lakes, Marlton and Mount Laurel, New Jersey

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Medford Lakes, Marlton and Mount Laurel

Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

	See All Tips In The "Self Employed" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Fewer than 2 percent of homeowners build this type of home:
A	Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
See More Real Estate Trivia >

Kelly-Anne Shoaf, REALTOR®, real estate agent and broker for Medford Lakes, Marlton and Mount Laurel, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Kelly-Anne Shoaf and the SJ AREA Homes Team
Keller Williams Realty
143 Medford-Mount Holly Rd
Medford, NJ. 08055
Office: 609-654-5656
Mobile: 609-351-2125
Fax: 609.654.6116
Email: kellyanneshoaf@NUMBER1EXPERT.com
I have recently collected a team of top professionals to help you through every part of your real estate transaction. As web experts, we will help you buy or sell your home with the use of powerful marketing. First-time home buyers? We love you--we will take the time to answer every question and get you the best home for the right price. Call or email us today!

-->

www.KellyShoaf.com is brought to you by Kelly-Anne Shoaf
NUMBER1EXPERT™ in real estate for Medford Lakes, Marlton and Mount Laurel, New Jersey

Read Kelly-Anne Shoaf's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge